Can You Have Two Mortgages With Different Lenders? (2023)

Getting a mortgage can be difficult, often having to jump through multiple hoops to prove who you are and that you’re a credible borrower. This can be made even harder if you’re wanting to secure two mortgages with different lenders, so is it possible? Yes, you can have two mortgages with different lenders, it all … Read more

Do Mortgage Brokers Work Weekends? Lenders Too? (2023)

With demand for property continuing to rise, securing your mortgage as quickly as possible can help ensure you’re in the best position to make the purchase. However, if it’s getting closer to the weekend it’s definitely worth knowing whether your mortgage broker works on the weekend. Yes, some mortgage brokers work weekends as they’re aware … Read more

Buy For Uni Mortgage For University Students – Good? (2023)

A buy for uni mortgage can help university students make the most of their situation and buy a property to live in during their studies. This can be a great alternative to leasing a potentially sub-standard property from a student landlord. However, knowing whether this product is right for you can be a challenge, especially … Read more

Why Are Conveyancing Solicitors So Slow? (What To Do!)

Buying a property is regularly cited as being one of the most stressful things you can do and for good reason. There are a lot of moving parts, including finding the property in the first place. However, what you’re probably not expecting is the process to grind to a halt because of slow conveyancing solicitors. … Read more

Habito Review: Number One Online Mortgage Broker? (2023)

Habito is an online mortgage broker that is focused on modernising the process behind securing a mortgage for your home. Launched in 2016 by Wonga’s former Head of Decision Science, Daniel Hegarty, their online only platform aims to make mortgage decisions faster and at a lower cost. What this means for you as an end … Read more

Can You Use Overdraft For Mortgage Deposit? (2023)

Having an overdraft facility is common for most bank accounts and simply having an overdraft will rarely affect your mortgage application. However, the way you use your overdraft can, such as whether you use it to help pay for your deposit. No, using your overdraft to pay for your mortgage deposit is not recommended and … Read more

Do Mortgage Payments Decrease Over Time? (2023)

With mortgage payments being most people’s largest monthly expense, knowing whether they decrease over time can help you plan for the future. No, mortgage payments do not decrease over time, the amount you have to pay remains the same until you’ve fully paid your mortgage. However, the amount of money you pay in interest reduces … Read more

When You Remortgage Who Values Your House? (2023)

You may be looking to remortgage for a variety of reasons from looking to pull money out of your property in the form of an equity release to just coming to the end of your fixed-rate period. Knowing the value of your house is a key number to understand how much equity you currently have … Read more