John

Getting a mortgage and buying a new property is regularly said to be one of the most stressful things you can do, and for good reason. There are a lot of pitfalls and difficult decisions that can either cost you a lot of extra money or even prevent you from buying your dream home. One … Read more

Death is never an easy subject and that also translates into having an effect on the value of a property. Whether you’re looking to buy or sell, knowing about the impact death can have on a property can ensure you’re able to make the right choices. Yes, death does decrease property value. However, the extent … Read more

Knowing whether you should remortgage for home improvements can be a difficult decision. With the value of a lot of people’s homes over the past few years raising in value, there’s a lot of money locked up within the equity of their homes. Remortgaging to fund home improvements can definitely be a good option for … Read more

Trying to find the best mortgage product available for you can be a difficult task. Some people prefer to go it alone, and others get the support of a mortgage broker, although can you use more than one? Yes, you can use more than one mortgage broker. There are benefits to using multiple mortgage brokers … Read more

So you’re thinking of buying a new home, which for many of us, apart from the lucky few that can pay in cash, will have to get a mortgage from a lender. Knowing what they’re looking for on your application ahead of time can help you improve your chances of being accepted. Mortgage lenders look … Read more

If you’re hoping to apply for a mortgage in the near future and have credit card debt, it can be understandably worrying to wonder whether this will affect your application. Having credit card debt doesn’t have to stop you from buying a new home, although knowing how lenders will view this debt can help you … Read more

When you first take out a mortgage most people can’t wait for the day they make that final payment. However, once that day finally does arrive, what actually happens? In this post, I’ll take you through what happens when you pay off your mortgage so you’re aware of the steps you have to take to … Read more

Securing a mortgage for your home may well be the biggest financial commitment you ever have, so making sure you have the right financial product is crucial. When looking for a mortgage, a lot of people seek the help of a mortgage advisor that can explain all of the options available. Usually, you only have … Read more

As demand for housing keeps increasing, buying a home is becoming more and more difficult. In order to help stand out and compete with other home buyers, people are writing letters to support their offer. People that need to get a mortgage when buying a property, as most people do, are often overlooked if there’s … Read more

When you want to buy a property, knowing how many times your salary you can borrow for a mortgage is essential to help you gauge what is in your price range. There are many factors that can influence a lender to increase or decrease this multiple and in this post, I’ll take you through some … Read more