John 
Getting a mortgage can be stressful, especially if you’re wondering what income will be accepted by a mortgage lender as that can have a significant impact on the amount you’re able to borrow. Yes, most mortgage lenders accept dividends as income. However, you’ll have to be able to demonstrate you’ve earned it consistently over the … Read more
Getting a mortgage can be difficult, having to prove your earnings to support the loan with the uncertainty of what will and won’t be accepted in your application. Yes, mortgage lenders take overtime into account. However, some lenders will only take a small percentage of your overtime unless you can demonstrate that it has been … Read more
There can be several reasons why you’re wanting to remortgage including releasing equity from your property, trying to reduce your monthly payments or just that your fixed rate is coming to an end. Whether you need a conveyancing solicitor to help in the process can be a valid question as does seem like an expense … Read more
There may be many reasons why you’re looking to know how soon you can remortgage before your fixed rate ends, from reducing your monthly mortgage payments to looking to do an equity release. However, if you are looking to remortgage within your fixed period, make sure you’re careful so you don’t incur a lot of … Read more
Finding it difficult to pay the monthly mortgage payments is a very common problem that can affect us all. However, knowing what can happen throughout the process and the options you have available can help you avoid major issues. In most cases, you can not pay your mortgage for 120 days, or 4 months, before … Read more
If you’re wondering how mortgage brokers get paid, you’re definitely not alone. With a lot of mortgage brokers offering their services for free or some charging thousands, it definitely can seem very odd and also difficult knowing whether you’re getting good value for money. Mortgage brokers get paid in two ways, directly with a fee … Read more
Struggling to pay mortgage payments is a common issue that can affect anyone. However, understanding what grace period is allowed can give you a few extra days to find the money without incurring a penalty fee or impact on your credit score. You can usually pay your mortgage up to 15 days late without penalty, … Read more
Going travelling is the dream of many people, however, the expense of everyday life can add up quickly and hold you back from being able to travel. The main expense for most people is their mortgage, most likely for you too, so knowing what to do with your home when you’re away is critical. Yes, … Read more
Renting out your property can be a great source of income, usually allowing you to fully pay the mortgage each month with some leftover for maintenance and that all-important profit. However, what’s on many people’s minds, especially those looking to get started in property investing is, “can you rent out a property with a residential … Read more
Renting can be an excellent way to get additional income to either help pay the mortgage payments or supplement your living costs. However, renting out a Help to Buy property can come with a number of risks that you need to be aware of. Yes, you can rent out a Help to Buy property, however, … Read more