John

Finding it difficult to pay the monthly mortgage payments is a very common problem that can affect us all. However, knowing what can happen throughout the process and the options you have available can help you avoid major issues. In most cases, you can not pay your mortgage for 120 days, or 4 months, before … Read more

If you’re wondering how mortgage brokers get paid, you’re definitely not alone. With a lot of mortgage brokers offering their services for free or some charging thousands, it definitely can seem very odd and also difficult knowing whether you’re getting good value for money. Mortgage brokers get paid in two ways, directly with a fee … Read more

Struggling to pay mortgage payments is a common issue that can affect anyone. However, understanding what grace period is allowed can give you a few extra days to find the money without incurring a penalty fee or impact on your credit score. You can usually pay your mortgage up to 15 days late without penalty, … Read more

Going travelling is the dream of many people, however, the expense of everyday life can add up quickly and hold you back from being able to travel. The main expense for most people is their mortgage, most likely for you too, so knowing what to do with your home when you’re away is critical. Yes, … Read more

Renting out your property can be a great source of income, usually allowing you to fully pay the mortgage each month with some leftover for maintenance and that all-important profit. However, what’s on many people’s minds, especially those looking to get started in property investing is, “can you rent out a property with a residential … Read more

Renting can be an excellent way to get additional income to either help pay the mortgage payments or supplement your living costs. However, renting out a Help to Buy property can come with a number of risks that you need to be aware of. Yes, you can rent out a Help to Buy property, however, … Read more

Getting a mortgage and buying a new property is regularly said to be one of the most stressful things you can do, and for good reason. There are a lot of pitfalls and difficult decisions that can either cost you a lot of extra money or even prevent you from buying your dream home. One … Read more

Death is never an easy subject and that also translates into having an effect on the value of a property. Whether you’re looking to buy or sell, knowing about the impact death can have on a property can ensure you’re able to make the right choices. Yes, death does decrease property value. However, the extent … Read more

Knowing whether you should remortgage for home improvements can be a difficult decision. With the value of a lot of people’s homes over the past few years raising in value, there’s a lot of money locked up within the equity of their homes. Remortgaging to fund home improvements can definitely be a good option for … Read more

Trying to find the best mortgage product available for you can be a difficult task. Some people prefer to go it alone, and others get the support of a mortgage broker, although can you use more than one? Yes, you can use more than one mortgage broker. There are benefits to using multiple mortgage brokers … Read more